Blog Posts

Home insurance is designed to protect you from sudden, accidental loss—not routine wear and tear. When you treat your policy like a maintenance plan, you risk denied claims, higher premiums, and long-term coverage issues. In this article, we break down what home insurance actually covers, why roofing claims are often misunderstood, and how to avoid common pitfalls that could hurt your record.

Looking for car insurance quotes in Bountiful, UT? At Bowthorpe Insurance, we go beyond price comparisons to deliver personal service, honest advice, and coverage that fits your life. Discover why working with a local agent makes all the difference—especially when it matters most.

Choosing between term and whole life insurance can feel overwhelming—but it doesn’t have to be. For families in Bountiful, Utah, the right coverage depends on your stage of life, financial goals, and budget. Term life offers affordable, short-term protection, while whole life provides lifelong coverage with built-in savings. At Bowthorpe & Associates, we help you weigh the pros and cons to find a policy that fits your family's needs today and tomorrow. Call (801) 487-2300 or

Utah’s rapid growth is reshaping home insurance costs in ways many homeowners don’t expect. From rising construction expenses to shifting natural disaster risks and new building codes, premiums are increasing—even if your coverage hasn’t changed. At Bowthorpe & Associates, we break down the hidden factors driving these costs and help you stay protected. Call (801) 487-2300 or visit bowthorpeinsurance.com to review your policy today.